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How to Wholesale Real Estate in Houston

How to Wholesale Real Estate in Houston, Texas (Step-by-Step Guide)

wholesale real estate Aug 27, 2025

Key Takeaways: How to Wholesale Real Estate in Houston

What: A practical blueprint for how to wholesale real estate in Houston—locating motivated sellers, securing assignable contracts, and exiting via assignment or double close—so you can confidently wholesale houses in Houston.

Why: Houston’s economy (Energy Corridor, Texas Medical Center, logistics via the Port) and diverse housing stock create constant deal flow—ideal for beginners learning how to wholesale houses in Houston on a lean budget.

How: Work the Texas playbook: comp accurately, set ARV/MAO, use assignable PSAs, market your equitable interest (not the property), build a vetted cash-buyer list, and choose assignment vs. double close based on spread and privacy.

Houston is a "doer’s" city. From Greenspoint to the Energy Corridor and from the Ship Channel to Sugar Land, buyers are hunting for value-add homes every week. If you’re exploring how to wholesale real estate in Houston, the winning approach is simple: tight numbers, clean contracts, and a title partner that understands investor closings. With thousands of 1950s–1990s ranches, townhomes, and newer infill across the metro, there’s ample product for matching motivated sellers to cash buyers.

This guide keeps it specifically Houston: we cover how to wholesale houses in Houston legally and efficiently—pulling comps the right way in a non-disclosure state, setting ARV/MAO, writing assignable offers, and knowing when to step up to a double close. You’ll also get local tips (submarkets, data sources, networking hubs) so you can start submitting offers that stick.


If you’re serious about doing your first real estate deal, don’t waste time guessing what works. Our FREE Training walks you through how to consistently find deals, flip houses, and build passive income—without expensive marketing or trial and error.

This FREE Training gives you the same system our students use to start fast and scale smart. Watch it today—so you can stop wondering and start closing.



Yes. You can wholesale in Houston as long as you follow Texas rules: if you’re not licensed, your offer is the sale/assignment of your contract rights—not a brokerage service and not a property listing. You put a Houston house under contract, then assign that equitable interest to a vetted cash buyer for a fee. That’s how to wholesale real estate legally and a proven path to wholesale houses in Houston without acting as an agent.

Texas oversight runs through the Texas Real Estate Commission (TREC) and the Texas Occupations Code. In plain English: don’t behave like a broker unless you are one. Avoid listing-style ads for properties you don’t own, avoid speaking on behalf of a seller/buyer, and don’t collect commissions. Present a contract opportunity, disclose your equitable interest, and let an investor-friendly Houston title company coordinate the closing. If your spread is sensitive—or a party dislikes assignments—opt for a double close.

Review TREC guidance and the brokerage provisions of the Texas Occupations Code. When in doubt, call a title company in Harris County (or Fort Bend/Montgomery for suburban files) or a Texas real estate attorney before you market a deal.

Read Also: Is Wholesaling Real Estate Legal in Texas?

Legal Dos & Don’ts (Houston / Texas)
  • Do state in writing that you’re the buyer on contract and may assign your equitable interest.
  • Do market the contract (price, terms, upside)—not the property—if you’re unlicensed.
  • Do use an assignable PSA, a reasonable option/inspection period, and a separate assignment agreement.
  • Don’t hold yourself out as an agent, negotiate on behalf of others, or collect commissions without a license.
  • Don’t publish MLS-style listings for a property you don’t own.
  • When in doubt: choose a double close and get advice from a Texas real estate attorney/title company.

Before you draft paperwork, here’s a quick comparison of the three compliant ways investors wholesale houses in Houston. Use it to decide when to assign your interest, when to protect privacy via a double close, and when a wholetail makes sense after taking title—plus what you can legally market and the typical cash needs.

If you’re learning how to wholesale houses in Houston, this reference helps you match structure to buyer expectations, timing, and title guidance while staying clear on disclosures, funding, and what appears on the HUD/CD.

 

Method When to Use You Market Capital Quick Notes
Assignment All parties comfortable with fee Contract rights (equitable interest) Low Fast; lowest cash outlay; disclose clearly
Double Close Large spread or pushback Nothing publicly (you close, then resell) Moderate (may use transactional funds) Two HUDs/CDs; preserves fee privacy
Wholetail Light rehab + retail exit Property (after you own it) Higher Hybrid exit; more holding risk

 

*Educational Only (Not Legal Advice): For deal-specific questions about Houston wholesaling, Texas assignment of contract, or whether to double close, consult a Texas real estate attorney and your title company. Compliance is step one in how to wholesale real estate in Houston.

Texas Wholesaling Playbook (Watch Before You Work Houston)

Houston may be its own city, but it still runs on statewide rules. Before you price a deal in Space City, get the Texas framework down cold—assignments, double closes, disclosures, and contract etiquette. Nail the state-level process once and you’ll make better, faster decisions from Kashmere Gardens to Katy, The Woodlands to Sugar Land.

The video below gives you a clear, end-to-end system you can plug directly into Houston workflows—how to keep marketing compliant, structure your fee, build a buyers list that actually funds, and reverse-engineer offers with ARV/MAO the right way.

  • What compliance looks like in practice (sell your contract, coordinate through title).
  • When a double close beats an assignment—especially on big spreads or picky buyers.
  • Offer math you can trust across Houston submarkets (ARV ➜ discount ➜ repairs ➜ MAO).
  • Rapid buyer discovery using HAR/agent partners, auctions, lenders, and title Intel.
  • Exactly what to include in a Houston “deal kit” so buyers underwrite in minutes.

Read Also: How To Who9lesale Real Estate In Texas



Houston-specific takeaways to listen for:
  • “Market the contract” in plain English—what that looks like in your emails and texts.
  • Assignment vs. double close: protecting your spread when buyers or sellers balk.
  • Buyer list shortcuts using HAR contacts, hard-money lenders, and title company referrals.
  • ARV/MAO made repeatable so offers hold up from Pasadena to Pearland.
  • Non-disclosure reality: MLS-driven comps via HAR partners beat portal pricing every time.

Once the Texas backbone is set, we’ll localize it to Houston—think flood zones and elevation, deed restrictions and HOAs, MUD/PUD taxes, and submarket quirks—so your contract, pricing, and exit strategy fit the neighborhood you’re working.

Real Student Proof (Texas): Sabbir’s Back-to-Back $22,000 Wins

Sabbir is a full-time tech professional and dad who wanted more security for his family. After earning a $5,100 assignment fee on his first wholesale deal, he recently closed his second and third Texas wholesale deals back-to-back for a combined $22,000—by committing just 2–3 hours a day to learning and taking action. Watch the video to see the exact steps he used (lead gen, ARV/MAO, title) and why our Ultimate Investor Program works for wholesale houses in Houston and across Texas.



Houston Real Estate Market Overview

Houston runs on jobs, scale, and speed. The metro’s energy, medical, logistics, and port economy fuels steady demand for both renovated homes and rentals, creating a constant flow of motivated sellers and cash buyers. If you’re learning how to wholesale real estate in Houston, pair disciplined underwriting with block-by-block nuance, and you can move wholesale houses in Houston in every season.

Unlike most cities, Houston has no traditional zoning. That means opportunity—tempered by deed restrictions, HOAs, and floodplain realities. Your screening should always include HOA rules, MUD/PUD tax checks, and flood-risk due diligence alongside comps. Use local data tools to keep offers tight: HAR/MLS for comps and remarks, the Harris County Appraisal District (HCAD) for ownership/parcel details, the Harris County Clerk for liens and recordings, Houston Permitting Center for permits, and FEMA flood maps for elevation and high-water history. For suburban plays, add Fort Bend CAD, Montgomery CAD, and Galveston/Brazoria CADs.

Below is a quick neighborhood cheat sheet to help you match exit strategy to submarket. It outlines typical property stock, the general price feel, and why wholesalers like each area. Read it as a starting map—then confirm on-the-ground comps, days-on-market, and rent potential before you write offers.

 

Neighborhood / Area Typical Property Price Feel Why Wholesalers Like It
East End / EaDo (77003/77023) 1920s–1940s bungalows, townhomes, infill SFR Upper-mid Downtown access; walkability; strong retail comps for value-add/new build
The Heights / Shady Acres (77008/77007) 1920s cottages, 2000s townhomes, small lots Upper Premium retail comps; fast retail exits; garage-apartment potential (verify restrictions)
Spring Branch (77055/77080) 1950s–1970s ranch SFR, townhomes Mid to upper-mid Large lots; add-sqft plays; dependable flip comps close to major employers
Meyerland / Westbury (77096/77035) 1950s–1960s ranch SFR Mid Strong family demand; wholetail potential; always check flood history
Sunnyside / South Acres (77033/77047) 1950s–1970s small SFR Entry-level Cash-flow friendly; BRRRR exits; steady contractor base
Acres Homes (77088) 1950s–1980s SFR, larger lots Entry to mid Lot splits/infill options; rental demand; flexible layouts
Kashmere Gardens / Trinity-Houston Gardens (77026/77028) 1950s SFR, cottages Entry-level Price-to-rent works; quick turn inventory; verify floodplain and permits
Gulfton / Sharpstown (77036/77074) 1960s–1980s SFR, condos/townhomes Entry to mid Landlord demand; larger rental pool; affordable renovations
Pasadena / South Houston (77502/77587) 1950s–1970s SFR Entry to mid Workforce rentals near plants/port; consistent buyer interest
Katy / Cypress (77449/77450/77433) 1990s–2010s SFR in master-planned communities Mid Predictable comps; big retail buyer pool; confirm HOA and MUD taxes
The Woodlands / Spring (77380/77373) 1980s–2000s SFR, townhomes Mid to upper-mid Strong schools and retail exits; clean flip comps; watch HOA processes

 

Why Houston Works for Wholesalers
  • Multiple demand drivers (energy, Texas Medical Center, Port of Houston, universities) support year-round activity.
  • Wide range of price points—from entry-level cash-flow neighborhoods to premium infill with retail exits.
  • Flexible strategies: assignment, double close, wholetail, BRRRR, and new-build/infill (where allowed).
  • Data depth: HAR/MLS comps, HCAD ownership, Clerk records, permit histories, and flood-risk tools.
  • If you’re learning how to wholesale houses in Houston, consistent ARV/MAO discipline plus a vetted buyer list keeps deals moving.

Always verify comps, days on market, rent comps, HOA/deed restrictions, MUD/PUD taxes, and flood risk before you submit offers. Street-to-street shifts are common in Houston—tight underwriting protects spreads when you wholesale houses in Houston.

How to Wholesale Real Estate in Houston (Step-by-Step)

Use this Houston-specific roadmap to go from your first seller lead to a clean disbursement. It’s built around local realities—HAR comps, floodplain checks, deed restrictions/HOAs, and investor-friendly title companies—so you can confidently execute how to wholesale real estate in Houston and consistently move wholesale houses in Houston from contract to close.

  1. Partner with a Wholesale Mentor
  2. Learn Houston/Texas Wholesaling Laws & Contracts
  3. Analyze the Houston Market (HAR Comps, ARV, MAO)
  4. Build a Cash Buyers List in Houston
  5. Find Motivated Sellers & Distressed Properties
  6. Put Properties Under Contract
  7. Assign Contracts to Cash Buyers
  8. Close Deals & Collect Your Assignment Fee
  9. Double Close When Necessary

Partner with a Wholesale Mentor

Want to shortcut the curve for learning how to wholesale real estate in Houston? Work with a proven wholesale mentor who speaks “Houston”: HAR-driven comps, floodplain checks, deed restrictions/HOAs, MUD/PUD disclosures, and investor-friendly title workflows. The right coach helps you price offers, navigate Texas paperwork, and connect with cash buyers who actually close inside the Loop and across Harris, Fort Bend, and Montgomery counties.

Start on the ground. Show up where active investors trade deals and title intel—Houston-area REI meetups, flip tours, HAR investor classes, and coffee meetups in neighborhoods like Spring Branch, East End, and Independence Heights. If you want a structured plan and accountability, our Ultimate Investor Program gives you step-by-step guidance, scripts, Texas-friendly contract support, and real-time feedback on your offers.

Mentorship Wins (Houston-Specific)
  • Defensible numbers: HAR comps, ARV, and MAO tailored by zip, school zone, and flood risk.
  • Contract control: assignable PSAs, clean disclosures, and smooth assignments with Houston title partners.
  • Buyer access: introductions to real Houston cash buyers, hard-money lenders, and rehab crews.
  • Local pitfalls avoided: floodplain/elevation cert checks, HOA/MUD payoffs, deed-restriction nuances.
  • Momentum: weekly pipeline reviews, checklists, and “next step” coaching to keep deals moving.

Quick checklist: pick a mentor who can prove they:

  • Closed recent Houston-area deals (assignments and double closes) in Harris/Fort Bend/Montgomery.
  • Understands TREC rules and coordinates assignments through Texas, assignment-friendly title companies.
  • Shows buyer depth: verifiable cash buyers with criteria, proof of funds, and recent HUD/CDs.
  • Navigates Houston realities: flood zones (AE/VE), MUD/PUD fees, HOAs, and city permitting timelines.
  • Offers systemized training: milestones, scripts, templates, and scheduled deal reviews—not just a course login.

Need a Mentor? Start Here (Free PDF)

Thinking, “I just need someone to show me the moves”? That’s us. Grab our free, step-by-step PDF that shows you how to wholesale real estate in any state (including Texas and Houston)—from legal basics to buyers lists, offers, and closing. It’s concise, actionable, and built for your first deal. Download the free guide now.

Download wholesale real estate state-by-state guide

Learn Houston/Texas Wholesaling Laws & Contracts

In Texas—and especially in Houston—deals are won in the paperwork, not the pitch. If you’re unlicensed and learning how to wholesale real estate in Houston, remember this: you are selling your equitable interest in a purchase agreement (your contract position), not advertising the house like a listing. That keeps you compliant while you wholesale houses in Houston the right way.

The guardrails come from the Texas Real Estate Commission (TREC) and the Texas Occupations Code. Don’t act as a broker unless you’re licensed: no listing-style marketing of property you don’t own, no representing buyers/sellers, and no commissions. Present a contract opportunity, disclose your role, and run the closing through an assignment-friendly Houston title company. If the fee size or parties’ comfort is an issue, use a double close.

Texas Compliance at a Glance (Houston Edition)
  • Market the contract (terms/price/rights)—not the property—if you’re unlicensed.
  • Use an assignable PSA, clear disclosures, and a separate assignment agreement; keep marketing accurate.
  • Close through an investor-savvy title company; have your assignment fee paid on the HUD/CD.

Houston tip: verify floodplain and MUD/PUD/HOA items early. For records and comps, lean on HAR MLS, HCAD, and the Harris/Fort Bend/Montgomery County Clerks.

wholesale real estate contract pdf

Core documents to master (plain-English):

  • Purchase & Sale Agreement (PSA)
    • Assignable: include an explicit assignment clause.
    • Option period: time to verify condition, title items, flood zone, and numbers.
    • Clarity: realistic close date, right of access, and seller disclosures.
  • Assignment of Contract
    • Function: transfers your contract rights to the end buyer for a disclosed fee.
    • Flow: title shows and pays your fee on the settlement statement (no side payments).
  • Double-Close Package
    • Two deals: A→B (you buy) then B→C (you sell), often same day.
    • Funding: may require short-term transactional funds.
    • Why: privacy around your spread or when a party dislikes assignments.

 

Method When to Use Pros Cons Funding
Assignment All parties are fine with a visible fee & disclosures Fast, low capital, least paperwork Fee on CD/HUD can trigger pushback Low (EMD + operations)
Double Close Large spread or privacy/optics concerns Keeps spread private; cleaner optics for some buyers Two settlements, extra costs, tighter timing Moderate (often transactional funds)
Wholetail Light rehab + retail exit makes sense Access to retail pricing; bigger buyer pool Hold time, higher cash needs, more risk Higher (purchase + holds + light rehab)

 

*Educational Only (Not Legal Advice): For Houston-specific questions about assignments, double closes, or advertising, consult a Texas real estate attorney and your title company. Mastering compliance is step one in how to wholesale houses in Houston.

How to Analyze the Houston Market (Comps, ARV, MAO)

Numbers drive profits in Houston. To wholesale houses in Houston with confidence, build your offer from the ground up: pull hyper-local comps from HAR MLS, price a true ARV, model realistic repairs (think flood history and foundations), and reverse-engineer a disciplined MAO. That’s the repeatable math behind how to wholesale real estate in Houston without guessing.

  1. Lock the subject specs: beds/baths, year built, GLA, lot size, construction type (slab vs. pier & beam), garage, pool, subdivision, school zone, HOA/MUD/PUD, and any prior flood claims.
  2. Pull true comps (HAR MLS): Texas is a non-disclosure state, so MLS beats portals. Target renovated solds within the same subdivision or a comparable one, ~0.25–1.0 mi, last 3–6 months (up to 12 months if thin), ±10–15% GLA, and similar vintage/condition. Avoid crossing bayous, major freeways (I-10, I-45, 610, Beltway 8), or school district lines when possible.
  3. Segment by vintage: 1940s–60s bungalows (Heights/East End), 70s–90s master-planned SFR (Katy, Kingwood, Clear Lake), 2000s+ builds (Cypress, Pearland, Spring). Different eras = different resale expectations and repair profiles.
  4. Normalize & adjust: throw out outliers; account for upgrades, bed/bath count, garage count, lot premiums, pool, and quality of finish. Apply a flood penalty if the subject is in a FEMA flood zone or has flood history.
  5. Set ARV: from the 3 most similar renovated solds, take a supported price/ft and a bracketed price (don’t exceed the top comp without justification). Check concessions and DOM to make sure ARV is actually achievable.
  6. Estimate repairs: roof/HVAC, kitchens/baths, paint/flooring, exterior, windows, plus Houston specials: foundation movement (expansive clay), galvanized/polybutylene plumbing in older subs, electrical panels, and mold remediation if there was water intrusion.
  7. Model buyer target: many Houston flippers underwrite around ~65–75% of ARV − repairs − soft costs depending on price tier and days-on-market. BRRRR buyers will prioritize rent and taxes/insurance more than flips.
  8. Back into MAO: take your buyer’s target price and subtract your assignment fee and any atypical costs (HOA violations, MUD transfer, utility reactivations, permit items).
  9. Stress test: verify DOM trend, rent comps (if selling to landlords), HOA rules on rentals, flood insurance quotes, and title items. If the deal still works, you’ve got a defensible number.

MAO quick math:
MAO ≈ (ARV × Buyer Discount %) − Estimated Repairs − Buyer Soft CostsYour Assignment Fee

Houston Deal Data Sources (bookmark these)
  • HAR MLS: best sold/active/pending data, DOM, agent remarks.
  • HCAD, FBCAD, MCAD: ownership, legal descriptions, parcel data.
  • Harris County Clerk (plus Fort Bend/Montgomery): liens, probates, notices, recorded docs.
  • FEMA Flood Map Service Center & HCFCD: flood zones and local flood education tools.
  • Houston Permitting Center: permits/history; helpful for verifying scope.
  • Title & contractor quotes: on-the-ground truth for curative issues and rehab budgets.

Do this the same way every time—tight comps, realistic ARV, honest repairs, disciplined MAO—and you’ll protect both the end buyer’s profit and your fee. That repeatable underwriting process is the backbone of how to wholesale houses in Houston at scale.



Build a Cash Buyers List in Houston

Your buyers list is your deal insurance. In Houston, that means investors who wire on time, share a clear buy box, and can show recent HUDs/CDs. Build it deliberately, keep it segmented, and you’ll move wholesale houses in Houston faster with fewer fall-throughs.

Stay where closers congregate: HAR-connected agents, first-Tuesday foreclosure auctions in Harris/Fort Bend/Montgomery counties, local REI meetups, and active online groups. The goal isn’t a giant spreadsheet—it’s a tight roster of repeat buyers matched to specific ZIPs, price bands, and rehab tolerances.

Top Places to Find Buyers (Houston)
  • REI meetups & flip tours: Houston REI gatherings, investor coffees, hard-money lunch-and-learns.
  • Auction day networking: Introduce yourself to bidders at first-Tuesday courthouse steps (Harris/Fort Bend/Montgomery).
  • Investor-friendly agents (HAR): Ask for cash client criteria and recent closes in your target ZIPs.
  • Online communities: Facebook investor groups, BiggerPockets Houston threads, local subreddits.
  • Vendors who know who closes: title processors, hard-money lenders, contractors, property managers.
  • Landlord lists: mail/call non-owner-occupied owners in ZIPs like 77088, 77033, 77016, 77021, 77080, 77373, 77506, 77520.

As you add contacts, tag them by geography (Heights, East End, Independence Heights, Sunnyside, Spring Branch, Pasadena/Baytown), price ceiling, beds/baths, and rehab level (cosmetic vs. full gut). Capture title preferences and decision speed so the right deals hit the right inboxes first.

Cash Buyer Vetting Checklist (Houston)
  • Fresh POF (≤30 days) or hard-money approval with terms.
  • Entity + authorized signer info on offers; W-9 on file.
  • Buy box: target ZIPs, max price, beds/baths, rehab tolerance, flip vs. rental.
  • Closes in 14–30 days; EMD ready and non-refundable after inspection.
  • Recent HUDs/CDs or references from title/lenders/agents.
  • Assignment-friendly title company preference identified.

Keep communications compliant and professional—honor opt-outs, respect DNC rules, and avoid misrepresenting your role. The stronger your reputation with title and vendors, the easier it is to place deals quickly.

Copy-Paste Deal Email (Houston example)

Subject: HOUSTON Contract — 3/2 77088 — $225k — ARV ~$325k — 14-Day Close

Body:
1234 W Sample St, Houston, TX 77088 (3/2, 1,420 sf, 1971, slab, no known flood claims).
Asking: $225,000 | ARV: ~$325,000 | Est. Repairs: ~$35,000
Comps: 5678 Ash ($328k), 9101 Birch ($322k), 1213 Cedar ($330k)
Access: lockbox by appt. Title: Assignment-friendly; fee on HUD.
Terms: EMD $5,000 | Close ≤ 14 days | Buyer pays closing costs.
Reply “77088-225” with POF for address & walkthrough times.



Find Motivated Sellers & Distressed Properties

In Houston, motivated sellers show up in every cycle—landlords with tired rent houses, heirs sorting out estates, owners facing repairs after storms, or folks who simply want a fast, as-is sale. Stack multiple lead channels and you’ll keep fresh opportunities flowing for wholesale houses in Houston.

Offline Tactics (boots on the ground)
  • Driving for dollars: log vacant, blue-tarp, boarded, or overgrown properties—especially after heavy rain events.
  • Door hangers & leave-behinds: short, friendly “we buy houses as-is” with a local number and quick-close promise.
  • Agent & contractor referrals: share your buy box with HAR investor agents, roofers, and property managers.
  • Landlord outreach: mail/call non-owner-occupied owners in ZIPs such as 77088, 77033, 77016, 77021, 77080, 77373, 77506, 77520.
  • Networking: ask each buyer, lender, and title processor for two warm intros to sellers or heirs.
Online & Records (scalable)
  • MLS (HAR/Matrix): filter “as-is,” “investor special,” “seller will make no repairs,” long DOM, and price drops.
  • Auctions & postings: monitor first-Tuesday foreclosure lists for Harris, Fort Bend, and Montgomery counties.
  • Skip tracing: call/text owners you flagged while driving—confirm best contact and situation.
  • Public records: search county clerk/courts for lis pendens, probate, divorce, and tax delinquency notices.
  • Ownership & parcels: verify via HCAD (Harris), FBCAD (Fort Bend), and MCTX CAD (Montgomery) before offers.

Houston adds a few local nuances to your screening: check floodplain status, prior flood claims, expansive-soil foundation movement, HOA/MUD delinquencies, and code enforcement history. Build those checks into your first conversation so expectations stay aligned.

Motivation Signals (Houston quick screen)
  • Vacant or inherited homes; probate in progress; out-of-state owners.
  • Pre-foreclosure/tax delinquency, code violations, or repeated HOA letters.
  • Storm or flood damage, major systems failing (roof/HVAC/foundation).
  • Tenant issues, recent evictions, or long deferred maintenance.
  • Timeline pressure: job transfer, medical bills, divorce, estate closure.

Track every touch in a simple CRM—owner info, best time to reach, condition notes, timeline, pricing—and tag by ZIP and rehab level so you can match each lead to the right buyer instantly. Stay compliant: respect Do-Not-Call rules, honor opt-outs, keep marketing truthful, and loop in your Texas title company if you’re unsure about any campaign.



Put Properties Under Contract

Ready to move from conversation to commitment in Houston? Package a clean, assignable Texas purchase agreement that’s backed by your ARV, repair budget, and MAO. Keep the terms simple, the timelines tight, and clearly state that you’re purchasing an equitable interest—then let a Houston-savvy title company steer the closing.

  1. Price from proof: confirm ARV with tight HAR/MLS comps, layer in a realistic rehab budget, and set a MAO you can defend.
  2. Offer with clarity: short close, sensible option/inspection period, clean cost allocations; avoid fluff and jargon.
  3. Use an assignable PSA: include assignment language, property access for inspectors/contractors, realistic close date, and required disclosures.
  4. Open escrow + EMD: email the executed PSA to title, wire your earnest money deposit, get written receipt, and ask title to flag curative items early (liens, HOA/MUD balances, affidavits).
  5. Choose your exit: line up buyers during option; if fee visibility creates friction or the spread is large, plan a double close.
Negotiation Plays (Houston-friendly)
  • Lead with certainty: “We’ll close with a local title company on your schedule—no showings without permission.”
  • Trade smart: exchange price for access, credits, or a shorter option period to keep momentum.
  • Be upfront: explain you may partner with another buyer and that title will pay your fee on the settlement statement.
  • Write fast: send the PSA the same day you reach terms; speed signals competence.
  • Mind local risk: address flood history, foundation movement, and HOA/MUD balances in writing to prevent surprises.

Quick Houston note: verify whether the property sits in a floodplain, confirm any prior flood claims, and ask title to pull HOA/MUD statements early—those balances can derail timelines if you wait until the week of closing.


*For in-depth training on real estate investing, Real Estate Skills offers extensive courses to get you ready to make your first investment! Attend our FREE Webinar Training and gain insider knowledge, expert strategies, and essential skills to make the most of every real estate opportunity that comes your way!

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Use the rehab scope below to size up Houston houses quickly—what to check and how much work (light, moderate, heavy) you should anticipate. Humidity, storm exposure, and expansive clay soils make systems and foundations worth a closer look.

This table gives you quick tiers for roofs, HVAC, kitchens, baths, and major systems, plus notes you can hand to sellers and cash buyers to set expectations and keep your numbers tight before you assign or double close.

 

Item Light Moderate Heavy Notes
Roof Patch/maintenance Partial replacement Full tear-off & replace Check age, prior hail/wind claims, and permits
HVAC Service/repair System swap Full system + ducting Verify tonnage & age; humidity control matters
Kitchen Paint/hardware Cabinets/counters Full gut & layout changes Finish level drives cost; confirm gas/electric
Bathrooms Cosmetic refresh Tub/shower & vanity Full gut & plumbing Older slabs may need re-plumb; watch water pressure
Electrical/Plumbing Minor fixes Panel/fixtures or re-pipe sections Full rewire or re-pipe Look for aluminum wiring or cast-iron/galvanized drains
Floors/Paint Spot fixes & interior paint Full repaint + LVP/carpet Interior/exterior + premium flooring Check slab moisture and subfloor before install

 

Pro tip for wholesale houses in Houston: include this scope summary in your deal kit along with photos, three best comps, and title status so serious buyers can underwrite in minutes—keeping your assignment timeline tight.

Assign Contracts to Cash Buyers

Once you’ve locked a Houston property with an assignable PSA, turn it into a decision-ready deal packet. Your goal is speed: give vetted buyers everything they need to underwrite in minutes—then control the clock with a short option period and a firm response window. Remember, you’re marketing your contract rights, not the real estate, and title will handle the fee disbursement on the settlement statement.

What to include in a Houston deal packet:

  • Full address + map pin (note floodplain status and prior flood claims if known)
  • Photo drive (exterior, mechanicals, kitchens/baths, foundation indicators)
  • Property facts: beds/baths, SF, year built, lot size, HOA/MUD/LID notes
  • Three best ARV comps (HAR/MLS preferred), DOM, and any pending comps
  • Repair estimate with scope tiers (light/moderate/heavy)
  • Your assignment price, access instructions, option/inspection window, close-by date
  • Title status (open with which title co.), curative items requested, payoff/HOA contacts

Gate access with proof of funds and a quick response code (e.g., “Reply ‘77035-219k’ with POF”). Segment your send list by ZIP, price ceiling, construction type (slab vs. pier & beam), and rehab appetite so the right investors see it first. If fee visibility becomes an issue—or the spread is large—switch to a double close with the same title team.

Assignment Fee: Houston Best Practices
  • Disclose the fee in the assignment agreement; title pays it on the HUD/CD—no side payments.
  • Collect a buyer deposit (often non-refundable after the option/inspection window) to keep momentum.
  • Verify buyer readiness: fresh POF (≤30 days), entity name/signatory, and preferred title company.
  • Mind local gotchas: flood history, foundation movement, HOA/MUD payoff timing—address these up front in writing.
  • Have backups queued by ZIP/rehab level so a pass doesn’t stall your timeline.

Quick Houston deal email (copy/paste):
Subject: HOUSTON Contract — 3/2 in 77035 — $219k — ARV ~$325k — 12-Day Close
Body: 1234 Willow Bend, Houston, TX 77035 (3/2, 1,468 sf, 1963, slab).
Asking: $219,000 | ARV: ~$325,000 | Est. Repairs: ~$38,000
Comps: 8906 Ashmont ($328k), 8822 Creekbend ($322k), 8731 Hazzard ($330k)
Access: lockbox by appt. Title: investor-friendly; assignment on HUD/CD.
Terms: EMD $5,000 | Option 5 days | Close ≤12 days | Buyer pays closing costs.
Reply “77035-219k” with POF for full packet and walkthrough.



Houston fee math (example):
ARV = $325,000 · Repairs ≈ $38,000 · Buyer target ≈ ARV × 70% − repairs = $189,500
Your fee goal = $10,500 → MAO to seller ≈ $189,500 − $10,500 = $179,000
If you contract at $175,000, your final assignment fee becomes $14,500 at closing.

Close Deals & Collect Your Assignment Fee

In Houston, a smooth wholesale closing comes down to clear files, crisp timelines, and a proactive title team. Your assignment fee is paid by the title company on the settlement statement (HUD/CD/ALTA)—so keep everything transparent and let a Houston-savvy closer run point on curative, funding, and recording.

  1. Open escrow fast: email the executed PSA (and assignment, if signed) to title. Ask for a file number, preliminary title search, HOA contact, and any MUD/LID requirements.
  2. Earnest/options handled: wire EMD to title and get a receipt. Calendar the option/inspection deadline and your target close date.
  3. Title search & curative: the closer pulls liens/judgments, probate/heirship issues, unpaid HOA, and tax/MUD balances. You supply seller contacts, affidavits, payoff info, and any estate docs.
  4. Buyer funds locked: confirm buyer POF/hard-money approval and wire date. Share title’s wiring instructions and note wire cutoff times.
  5. Settlement statement draft: review the HUD/CD early. Verify your assignment fee line item, tax prorations, HOA/MUD transfers, and who pays what.
  6. Signing scheduled: choose in-office, mobile notary, or RON. Confirm valid IDs for all signers and any entity docs (resolutions, W-9, etc.).
  7. Final walkthrough (if needed): buyer confirms access/condition; utilities on for testing.
  8. Funding & disbursement: buyer wires; title balances the file; your fee is disbursed per your written instructions.
  9. Recording & wrap-up: title e-records the deed (Harris/Fort Bend/Montgomery/Galveston as applicable) and emails final docs/receipts.
  10. Post-close package: save the settlement statement, wire confirmation, recorded deed, and any warranties/releases.

Here’s a Houston-focused title checklist you can share with your closer so everyone stays aligned from wire to recording.

Title Deliverable What It Includes Why It Helps Wholesalers in Houston
Assignment & Double-Close Support Assignment line on HUD/CD, back-to-back A→B→C closings, transactional funding coordination Keeps your fee compliant and protects privacy when needed
Curative & Payoffs Lien/judgment clearance, probate/heirship guidance, HOA resale/payoffs, tax & MUD/LID statements Removes common Houston deal blockers before closing day
Flood & Insurance Notes Flood zone confirmation, prior claim notes if available, binder coordination Addresses buyer risk early in flood-prone submarkets
Flexible Signing In-office, mobile notary, or RON; bilingual support when needed Speeds up closings across Houston’s large metro footprint
Same-Day Wires & eRecording Clear wire instructions, cutoff reminders, electronic deed recording Minimizes funding delays and gets you paid faster
Avoid Last-Minute Delays
  • Send a complete file: PSA + addenda, assignment, IDs, entity docs, payoffs, HOA/MUD contacts, insurance details.
  • Confirm wires early: buyer funding ETA and your disbursement instructions in writing.
  • Clarify access: lockbox codes, utility status, and walkthrough window on the calendar.
  • Request the settlement draft 24 hours ahead; verify your assignment line and prorations.
  • Have a backup notary/time slot in case a signer or lender runs late.

 

Double Close When Necessary

A double close (sometimes called a simultaneous close) is two back-to-back transactions—A→B (you purchase) and B→C (you resell)—often on the same day. In Houston, it’s the go-to move when you want to keep your spread private, a seller or buyer objects to assignments, the end buyer requires you on title, or you’re working with MLS/bank-owned inventory. Plan for two settlement statements and tighter coordination with a Houston-savvy title company.

No cash for the A→B leg? Use transactional funding that’s repaid at the B→C close. Confirm wire cutoffs, review both HUD/CD drafts early, and keep everyone—seller, end buyer, lenders, and title—on a single email thread so timelines don’t slip.

Double Close in Houston: Where It Shines
  • Privacy & positioning: protects your spread and satisfies buyers that require you in the chain of title.
  • Seller optics: avoids confusion over assignment fees when a seller is fee-sensitive.
  • Institutional/end-buyer rules: REO, hedge funds, or MLS brokers that won’t allow assignments.
Pros Cautions Houston Tips
Keeps your fee private and deal optics clean Two closings = extra costs and tighter timelines Ask title about MUD/LID, HOA payoff timing, and any flood-zone disclosures
Works with buyers who prohibit assignments May require short-term transactional funding Confirm wire cutoff windows and eRecording for Harris/Fort Bend/Montgomery/Galveston
Adds flexibility when spreads are large More paperwork and coordination for A→B→C Review both HUD/CD drafts 24 hours early—verify your numbers on each
Execution Checklist (Houston Double Close)
  • Title alignment: one closer, one email thread, two file numbers (A→B and B→C).
  • Funding plan: transactional funding term sheet in hand; buyer wire ETA confirmed.
  • Docs synced: two PSAs, two HUD/CDs, entity resolutions, W-9, payoff letters, HOA resale certs.
  • Timing locked: option/inspection timelines, wire cutoffs, signing appointments (mobile notary/RON if needed).
  • Post-close: collect recorded deed, final statements, and wire confirmation for your records.

Used alongside assignments, the double-close play helps you wholesale houses in Houston with fewer objections and better control of your spread. Choose the route that fits the deal, your seller, and your end buyer—and let a Houston-experienced title company guide the details.

Pros & Cons of Wholesaling Houses in Houston

Houston is a different animal—massive, fast-moving, and full of niches. If you’re mapping out how to wholesale real estate in Houston, weigh these advantages and friction points so your strategy, offers, and timelines match the city’s on-the-ground reality.

 

✅ Pros ❌ Cons
Huge, year-round buyer pool (flippers & landlords across Harris/Fort Bend/Montgomery) Heavy competition in starter/central ZIPs (e.g., 77449, 77084, 77007, 77008, 77009)
Diverse inventory & price points—bungalows, 60s–80s SFRs, master-planned suburbs Floodplain exposure & elevation certificates can kill deals (Harvey history still matters)
Multiple exits: assignment, double close, wholetail, BRRRR in rental-strong corridors MUD/LID + HOA fees affect end-buyer math; taxes/insurance compress buy boxes
Investor-savvy title ecosystem familiar with assignments and same-day double closes Title curative can drag (heirs, affidavits of heirship, liens, older deed chains)
Non-zoning city allows creative value-add in many pockets (verify deed/HOA rules) Older slabs & expansive clay = foundation risks; repair budgets must be tight
Outer-ring affordability (Katy, Cypress, Spring, Humble, Baytown, Pasadena) = faster velocity Sprawl adds drive time; coordinating showings/contractors across counties takes planning
Robust REI community, auctions, and vendor network to source buyers fast Compliance learning curve (market the contract, not the house; TREC/TX rules)
Data depth via HAR/MLS comps + county records supports confident underwriting Seller fatigue with wholesalers; fee optics may require a double close for privacy

 

Wholesaling houses in Houston rewards operators who underwrite conservatively, disclose clearly, and keep backup buyers ready. If a fee raises eyebrows or optics get messy, switch to a double close and let a Houston-experienced title partner steer the timing. That’s how you protect spreads and your reputation as you scale.

Houston Resources: Title Cos, REI Groups & Tools

Winning at wholesaling real estate in Houston is easier when your local toolkit is dialed. Build this “deal ops” stack once—title partners who speak assignments, data sources that confirm facts in Harris/Fort Bend/Montgomery Counties, and networks that put your contracts in front of real buyers—and reuse it on every file to wholesale houses in Houston with consistency.

  • Title companies (investor-savvy):
    • Choose processors who close assignments and same-day double closes weekly; ask for a redacted HUD/CD showing an assignment line.
    • Verify they’ll disburse your assignment fee on the closing statement (no off-statement payments) and can coordinate transactional funding.
    • Confirm eRecording and turnaround with the Harris County Clerk (and Fort Bend/Montgomery for suburban deals).
    • Ask about Texas RON/mobile notary, wire cut-offs, HOA resale certificates, and prorations for MUD/LID taxes.
  • REI groups & networking:
    • Houston REI meetups and flip tours: quick way to meet active buyers, contractors, and title reps.
    • HAR classes/agent meetups: investor-friendly agents often bring reliable cash buyers.
    • Online communities: Houston-area Facebook investor groups & BiggerPockets threads—post your buy boxes and recent settlement summaries.
  • Government & public data (Houston metro):
    • Harris County Clerk: deeds, liens, lis pendens, and probate filings; add Fort Bend & Montgomery clerks as needed.
    • HCAD (plus Fort Bend CAD & Montgomery CAD): ownership, legal descriptions, parcel maps, and assessed values.
    • City of Houston Permitting Center: permits and code items; pair with FEMA Flood Map and Harris County Flood Control tools for floodplains.
    • MUD/LID databases: tax rates and debt service that affect end-buyer numbers.
  • MLS & market intel:
    • HAR MLS: best-in-class comps, DOM, agent remarks; filter for distress terms (“as-is,” “investor special,” “needs TLC”).
    • Texas Realtors research: sanity-check ARV/MAO assumptions against broader Texas trends.
  • Tools (deal flow & operations):
    • Skip tracing & outreach: build owner lists from driving-for-dollars and public records; call/text ethically and log every touch.
    • CRM: segment buyers by ZIP (Katy, Cypress, Spring, Humble, Pasadena, Baytown), price ceiling, and rehab level; tag sellers by source/timeline.
    • Public portals: Zillow/Redfin/Realtor for photos/features; always verify values with HAR MLS before offers.
    • Risk checks: flood zone lookups, foundation/roof quotes, HOA rules—capture these in your deal kit.
    • File room: neat folders for PSA, assignment, addenda, IDs, POF, HOA docs, payoff statements, and final HUD/CD.
How to Pick a Title Company in Houston (fast checklist)
  • Closes assignments & double closes routinely; provides a redacted HUD with assignment fee proof.
  • Written policy to pay your fee on the CD/HUD; transparent closing costs and clear curative steps.
  • Comfortable with transactional funding, RON/mobile notary, and tight 10–21 day timelines.
  • Understands Houston specifics: flood disclosures, MUD/LID prorations, HOA resale certificates.
  • Proactive communication: processor intro, target dates, curative checklist, and wire cut-off reminders.

Locking in these Houston wholesaling resources gives you repeatable deal flow: title partners who protect your assignment, networks that surface real buyers, and data that keeps underwriting tight. Use this stack on every contract to move faster, stay compliant, and write offers that close.

Free Download: The Ultimate Guide to Getting Started in Real Estate 

Ready to take action? Grab our free, beginner-friendly quick start guide, built to help you learn how to wholesale houses in Houston and move from “interested” to “making offers” the right way (no prior experience or big budget required).

  • Why real estate works for beginners: a practical path to building long-term wealth without needing large capital or a license to start.
  • Find deals without ad spend: why the MLS is the most reliable place to source opportunities (plus how to search smarter).
  • Rentals for long-term wealth: how monthly cash flow and appreciation can convert today’s active income into more passive streams.
  • Wholesaling basics: ARV, making data-backed offers, and choosing between assignment vs. double close.

Download: The Ultimate Guide To Start Real Estate Investing (Free PDF)

Houston Wholesaling FAQ

Use this quick-hit FAQ to get straight answers about how to wholesale real estate in Houston.

Is wholesaling real estate legal in Houston?

Yes, when you market your assignable purchase contract (equitable interest), not the property, and follow Texas rules. Run everything through an investor-friendly title company.

Do I need a real estate license to wholesale houses in Houston?

No license is required to assign your contract. Don’t act as an agent or advertise the property like a listing.

How do I start wholesaling in Houston?

Build a buyers list, learn HAR-driven comps, and lock an assignable PSA with a modest EMD. Then assign the contract or double close with the title.

What contracts do I need to wholesale in Houston?

A Texas-friendly Purchase & Sale Agreement with an assignment clause and a separate Assignment of Contract. Use double-close paperwork when privacy or pushback demands it.

How much earnest money is typical in Houston?

$100–$1,000 is common for entry-level price points. Larger deals or hot areas may require more to be competitive.

How long does a Houston wholesale deal take?

Most assignments close in 14–30 days with a committed cash buyer and clear title. Double closes can add a few days for funding and two settlements.

Can I wholesale properties listed on the MLS in Houston?

Yes, if the contract allows assignment and the broker/seller consent. Disclose intent and follow MLS timelines and rules.

What’s a typical assignment fee in Houston?

$5,000–$25,000+ depending on spread, ARV, and risk. Clean files and real buyers support stronger fees.

Assignment vs. double close—what should I use in Texas?

Assign when everyone is comfortable with the fee and disclosures. Double close when you want privacy, encounter pushback, or a buyer requires you on title.

Where can I find cash buyers in Houston fast?

HAR investor agents, local REI meetups, courthouse auction steps, and title/hard-money referrals. Segment by ZIP (Katy, Cypress, Spring, Pasadena, Baytown, Humble) and rehab level.

Which Houston areas are popular for wholesaling?

Investors often target Katy/Cypress, Spring/Humble, Pasadena/South Belt, Baytown/Deer Park, and inner-loop pockets with value-add potential. Always verify comps, DOM, flood risk, and HOA/MUD costs.

Do flood zones and MUD/LID taxes matter in Houston wholesaling?

Yes—floodplains can impact rehab/resale and insurance, and MUD/LID taxes affect end-buyer numbers. Include these in your deal kit and underwriting.

Can I wholesale in Houston with little money?

Yes, focus on free lead gen, tight comps, and small EMDs. Knowledge, compliant marketing, and real buyers matter more than ad spend.

Do I need an LLC to wholesale real estate in Texas?

An LLC isn’t required, but is common for liability and tax planning. Speak with a CPA or attorney before scaling.

What ARV/MAO rule works best in Houston?

Many flippers target ARV × 70% − repairs, then subtract soft costs and your fee. Adjust by submarket, flood/HOA/MUD factors, and days on market.

How do I stay compliant when marketing a Houston deal?

Describe the contract terms and opportunity, not the property itself, and use accurate information. Have title show your fee on the HUD/CD—no side payments.

Can I wholesale tenant-occupied properties in Houston?

Yes, but disclose lease terms and deliver estoppels if available. Coordinate access and possession with title and your buyer.

Is transactional funding allowed for double closes in Texas?

Yes, short-term funds bridge A→B then repay from B→C proceeds. Confirm wire cut-offs and both CDs/HUDs with title early.

Final Thoughts on Wholesaling Houses in Houston

That’s the playbook. If you’ve been searching for how to wholesale real estate in Houston, remember: clean paperwork, tight comps, and a buyer-first mindset win most often. Use an assignable PSA, choose assignment or a double close as needed, and let a wholesale-friendly title team steer the finish. Pick two target ZIPs, meet five real buyers, and send three offers this week. Momentum beats perfection—and Houston rewards consistent action. Start now and build skills deal by deal.


If you’re serious about doing your first real estate deal, don’t waste time guessing what works. Our FREE Training walks you through how to consistently find deals, flip houses, and build passive income—without expensive marketing or trial and error.

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*Disclosure: Real Estate Skills is not a law firm, and the information contained here does not constitute legal advice. You should consult with an attorney before making any legal conclusions. The information presented here is educational in nature. All investments involve risks, and the past performance of an investment, industry, sector, and/or market does not guarantee future returns or results. Investors are responsible for any investment decision they make. Such decisions should be based on an evaluation of their financial situation, investment objectives, risk tolerance, and liquidity needs.

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