Best We Buy Houses for Cash Companies in Los Angeles (2025 Guide)
Oct 23, 2025
- What these companies do: Companies that buy houses for cash make fast, all-cash offers to homeowners—allowing them to sell as-is without repairs, showings, or agent fees.
- Why homeowners use them: Many LA sellers choose we buy houses companies to avoid lengthy closings, high commissions, and expensive repairs like seismic retrofitting.
- Typical offer range: Cash buyers in Los Angeles generally offer around 70–90% of a home’s fair market value in exchange for speed and certainty.
- Top-rated companies: Leading options include My House Friend, SoCal Home Buyers, House Buyers of America, John Medina Buys Houses, and We Buy Ugly Houses.
- Who benefits most: Homeowners facing foreclosure, relocation, inherited homes, or properties in need of major repairs often get the best results from cash home buyers Los Angeles.
Thinking about selling your house fast in Los Angeles? With median home prices hovering near all-time highs, the LA housing market can be tough for homeowners who need to move quickly or avoid expensive repairs. Many sellers find themselves waiting 30 to 45 days or more just to get an offer—only to face inspection issues, financing delays, or last-minute renegotiations. That’s why more locals are turning to companies that buy homes for cash as a simpler, faster way to sell.
Between aging housing stock, rising repair costs, and strict building codes, selling a property in Los Angeles can feel overwhelming. Earthquake retrofitting alone can cost anywhere from $3,500 to over $25,000, and that’s before you even start tackling cosmetic upgrades or city-mandated improvements. Rather than spending months fixing up a home that still might not appraise for full value, some homeowners are choosing to sell my home for cash Los Angeles and skip the hassle entirely.
Working with we buy houses Los Angeles companies means you can sell as-is—no repairs, no showings, and no waiting on buyer financing. Whether you’re relocating, inheriting a property, or just ready for a clean break, these cash home buyers in Los Angeles make it possible to close in a matter of days instead of months. In this guide, we’ll highlight the best companies that buy houses for cash, explain how the process works, and show you how to avoid common pitfalls along the way.
- What Does “Sell My House for Cash” Mean?
- Pros and Cons of Selling a House for Cash in Los Angeles
- 2025 List of the Best Cash Buyer Companies in Los Angeles
- Step-by-Step Guide to Selling Your House for Cash
- Alternatives to Cash Buyer Companies
- How to Vet Cash Buyer Companies and Avoid Scams
- FAQs About Selling Your Home for Cash in Los Angeles
- Final Thoughts on Selling Your House For Cash in LA
Want a fast, hassle-free cash sale in Los Angeles? Within this guide, My House Friend is our top pick for a trusted, local cash buyer that purchases houses as-is, delivers fair cash offers quickly, and lets you choose your closing date.
If you’re ready to move on your timeline—without repairs, showings, or financing delays—start your no-obligation cash offer below.
What Does “Sell My House for Cash” Mean?
When people say they want to sell your home for cash Los Angeles, it simply means they’re looking for a faster, easier way to sell without relying on bank financing, repairs, or the traditional listing process. In a city where time and convenience matter, working with companies that buy houses for cash has become a popular solution for homeowners who need to close quickly.
Here’s how it works: cash home buyers—often local real estate investors Los Angeles—make direct offers based on your property’s current condition and market value. Instead of waiting for loan approvals or home inspections, you can sell my home for cash Los Angeles and close in as little as seven days. These we buy homes companies handle everything, from the paperwork to the title process, so you can move forward without any of the usual delays.
Unlike traditional listings, we buy home for cash transactions skip agent commissions, appraisals, and costly repairs. If your property needs upgrades, you’re facing financial challenges, or you just want a quick exit, selling to companies that buy houses for cash can make sense. Let’s look at how these buyers compare to other common options.
| Buyer Type | Typical Close Time | Offer (% of Market Value) | Key Notes |
|---|---|---|---|
| We Buy Houses Companies | 7–14 Days | 70–90% | Fast closings, no repairs, no commissions |
| iBuyers | 10–20 Days | 85–95% | Tech-based offers; may charge service fees |
| Traditional Buyers | 30–60 Days | 100% | Financing required, inspections, and closing costs |
| Flippers / Investors | 7–21 Days | 60–85% | Buy distressed homes, renovate, and resell for profit |
- Benefits: Fast closings, all-cash offers, and no-repair home sale options make this approach ideal for sellers who need certainty.
- Drawbacks: Cash buyers vs. agents often means accepting a slightly lower offer in exchange for speed and convenience.
Pros and Cons of Selling a House for Cash in Los Angeles
Selling your home to cash home buyers in Los Angeles has become one of the most popular ways for homeowners to move fast and avoid the headaches of traditional listings. When you work with we buy houses Los Angeles companies, you skip realtors, open houses, and repair delays. Instead, you get a direct, all-cash offer and can close in as little as a week. But while this approach offers major benefits, there are also trade-offs to consider before deciding if it’s the right move for you.
One of the biggest advantages of choosing companies that buy homes is speed. You can sell my home for cash Los Angeles without waiting for financing approvals or buyer inspections. Most LA property investors handle everything in-house—from title to closing—so you can move on your own timeline. Plus, since these are all-cash offers, you don’t have to worry about deals falling through at the last minute. For many homeowners, that certainty alone makes fast cash home sales Los Angeles incredibly appealing.
Still, there are a few drawbacks. Working with the best companies that buy houses for cash often means accepting a slightly lower offer than what you’d get through a traditional listing. The trade-off comes down to convenience and speed. Cash buyers take on the risk and cost of any repairs—especially in older Los Angeles properties where fixes can get expensive fast. When you compare a cash buyer vs listing agent scenario, the difference often comes down to whether you’d rather have money in hand now or wait months for a higher price that might not materialize.
Here’s how a cash sale stacks up against a traditional home sale in Los Angeles.
| Factor | Cash Sale | Traditional Listing |
|---|---|---|
| Average Time to Close | 7–14 Days (Fast Cash Home Sale Los Angeles) | 30–60 Days |
| Repairs Required | None (Sell As-Is to We Buy Houses Los Angeles Companies) | Usually Yes |
| Agent Commissions | 0% (Avoid Realtor Fees) | 5–6% |
| Offer Flexibility | Limited (Set Cash Offer) | Negotiable |
| Certainty of Closing | Very High (All-Cash Offers) | Depends on Buyer Financing |
Here’s an example of what the numbers might look like for a Los Angeles homeowner comparing both options side by side.
| Scenario | Home Value | Costs / Deductions | Estimated Net to Seller |
|---|---|---|---|
| Cash Sale (As-Is) | $900,000 | Offer at 85% = $135,000 reduction | $765,000 |
| Traditional Listing | $900,000 | 6% Agent Fees + $15K Repairs = $69,000 | $831,000 |
While a traditional listing might yield a slightly higher payout, it can take months to close—and that’s assuming inspections, appraisals, and financing all go smoothly. In contrast, we buy houses Los Angeles companies deliver cash quickly and handle everything for you. If your top goal is speed, certainty, and simplicity, working with the best companies that buy houses for cash may be the smarter financial decision in the long run.
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2025 List of the Best Cash Buyer Companies in Los Angeles
With so many companies that buy houses for cash across Southern California, knowing which ones truly deliver on speed, transparency, and fair pricing can be tricky. To help, we evaluated dozens of local and national cash home buyers Los Angeles based on their BBB ratings, customer reviews, offer consistency, and closing times. Each of these trusted we buy houses Los Angeles companies has proven they can make strong cash offers and close on your timeline — no hidden fees, no waiting, and no pressure tactics.
Below is a quick comparison of the best companies that buy houses for cash in Los Angeles for 2025. Whether you’re looking to sell your home for cash Los Angeles in a week or simply explore options with local investors who buy homes for cash, these five stand out for reliability, customer experience, and professionalism.
| Company | BBB Rating | Average Closing Time | Service Area | Standout Feature |
|---|---|---|---|---|
| My House Friend | Accredited Business | 7 Days | Los Angeles & Nationwide | Transparent offers and flexible closings |
| SoCal Home Buyers | A+ | 10 Days | Southern California | Family-owned with 15+ years of experience |
| House Buyers of America | A+ | 10–14 Days | Nationwide | Fast cash offers with no service fees |
| John Medina Buys Houses | A | 7–10 Days | Greater Los Angeles Area | Local investor known for fair pricing |
| Express Homebuyers | A+ | 7–14 Days | Nationwide (Includes LA) | Streamlined process and trusted reputation |
My House Friend — Los Angeles & Southern California
My House Friend consistently ranks among the best companies that buy houses for cash in LA. This trusted team helps homeowners sell your home for cash Los Angeles on a flexible timeline, offering fair, transparent pricing with no pressure. If you’re comparing we buy houses Los Angeles options and want a friendly, local experience, they’re a standout choice for simplicity and speed.
My House Friend (A+ BBB, Los Angeles)
Rank: #1 • BBB Grade: A+ • Tags: As-Is, Flexible Closing, Local Expert
Clear offers, fast closings, and a personable approach make My House Friend a top pick among companies that buy houses for cash. Sellers who want to sell house fast Los Angeles without repairs or fees appreciate the straightforward process and local guidance from a team that knows LA’s neighborhoods.
Pros
- Transparent, pressure-free offers
- Local support from trusted home buyers LA
- Zero commissions; flexible timelines
Cons
- Focused on SoCal vs. nationwide reach
- Cash offer may be below list-price potential
Best for: Sellers who want to sell your home for cash Los Angeles quickly with a hands-on local partner among the best companies that buy houses for cash.
SoCal Home Buyers — Greater Los Angeles
SoCal Home Buyers is a family-run team of local investors who buy homes for cash. With A+ BBB standing and strong cash home buyers Los Angeles reviews, they’re a reliable option if you prefer a personable, neighborhood-focused buyer to help you sell your home for cash Los Angeles without the stress of repairs or showings.
SoCal Home Buyers (A+ BBB)
Rank: #2 • BBB Grade: A+ • Tags: Neighborhood Expertise, As-Is, Flexible Close
Among companies that buy houses for cash in LA, SoCal Home Buyers blends fast closings with a local touch. Homeowners use them to sell house fast Los Angeles while avoiding commissions and repairs, and they’re often praised as trusted home buyers LA for clear communication and consistent offers.
Pros
- A+ BBB cash buyers with strong reviews
- Local pricing insight across LA neighborhoods
- Flexible close; minimal paperwork
Cons
- Less coverage outside SoCal
- Cash offers may be below retail list price
Best for: Sellers favoring a neighborhood-focused approach from companies that buy homes in California with strong communication.
House Buyers of America — Los Angeles
House Buyers of America is a national brand known among the best companies that buy houses for cash for its consistent, no-nonsense process. If you want to sell your home for cash Los Angeles with a predictable timeline and a streamlined experience, this team is a strong contender.
House Buyers of America (A+ BBB)
Rank: #3 • BBB Grade: A+ • Tags: Nationwide, As-Is, Fast Offers
Homeowners comparing we buy houses Los Angeles options like speed and uniformity often short-list House Buyers of America. Their team keeps the paperwork simple, and many sellers appreciate the ability to sell house fast Los Angeles without juggling showings or repairs.
Pros
- Known brand with A+ BBB
- Fast, standardized process
- No commissions; clear fees
Cons
- Less LA-specific nuance than local firms
- Offers vary by property condition
Best for: Sellers who value predictable timing from companies that buy homes in California with nationwide support.
John Medina Buys Houses — Greater Los Angeles
John Medina Buys Houses is a respected LA-area buyer with a local, relationship-first approach. If you prefer a conversation with a nearby decision-maker rather than a national call center, this team belongs on your list of we buy homes companies to compare.
John Medina Buys Houses (A BBB)
Rank: #4 • BBB Grade: A • Tags: Local Investor, As-Is, Fast Close
A strong fit when you want to sell your home for cash Los Angeles and keep it simple. As one of the more personable companies that buy houses for cash in the region, they’re known for clear explanations and fair expectations from the first call.
Pros
- Local, direct decision-maker
- Fair pricing; clear timelines
- Good option to sell house fast in Los Angeles
Cons
- Limited to the LA region
- Cash offer trades some price for speed
Best for: Homeowners prioritizing a local relationship with trusted home buyers LA over a national brand.
Express Homebuyers — Los Angeles
Express Homebuyers is a well-known national buyer that keeps the process simple. If you’re weighing we buy houses Los Angeles companies and want a standardized, quick path to close, their three-step process is built for speed and clarity.
Express Homebuyers (A+ BBB)
Rank: #5 • BBB Grade: A+ • Tags: Nationwide, As-Is, 3-Step Process
For homeowners who want to sell your home for cash Los Angeles and prefer a well-oiled, national operation, Express is an easy shortlist pick among companies that buy houses for cash. Their team coordinates title, paperwork, and closing, helping you move on your schedule.
Pros
- Streamlined, repeatable process
- A+ BBB reputation
- Consistent communication
Cons
- Less hyper-local pricing nuance
- Offer strength varies by condition/location
Best for: Sellers who value a fast, standardized path from a national name among the best companies that buy houses for cash.
Step-by-Step Guide to Selling Your House for Cash in Los Angeles
If you’re thinking about how to sell a house for cash in Los Angeles, you’re not alone. With high repair costs, competitive listings, and long escrow timelines, many homeowners prefer working with companies that buy houses for cash instead of traditional real estate agents. Selling directly to local home buyers eliminates commissions, repairs, and waiting months for the right buyer. Here’s exactly how the process works from start to finish—so you can sell your home for cash Los Angeles with confidence.
- Research Local Cash Buyers: Begin by finding trusted companies that buy houses for cash in your neighborhood. Look for a professional online presence, clear contact details, and genuine 5-star reviews. A+ BBB ratings and verified licenses (check California’s Department of Real Estate and LA County records) show you’re dealing with legitimate we buy homes companies. My House Friend stands out for its transparency and consistently positive seller feedback.
- Request Cash Offers: Contact several cash home buyers to request no-obligation offers. Be upfront about the property’s condition, location, and your preferred timeline. Cash buyers base their offers on market data, repairs needed, and after-repair value (ARV). The more detail you share, the more accurate the offer will be—and you’ll quickly see who’s serious versus who’s just fishing for leads.
- Compare Offers and Terms: Once you’ve received a few quotes, compare not just the offer price but also terms like contingencies, deposit amounts, and closing speed. Some companies that buy houses for cash may offer slightly less upfront, but cover closing costs and repairs. Others, like My House Friend, deliver fair market-based offers with no hidden fees and flexible closing dates so you can plan your next move comfortably.
- Verify Proof of Funds: Always ask to see a proof-of-funds letter or bank statement from any buyer you’re considering. Real local home buyers won’t hesitate to show they have the funds ready. Avoid anyone who stalls, sends incomplete documentation, or tries to switch the contract to another party—they might be wholesalers rather than end buyers. Protect yourself by confirming their financial capability early on.
- Sign the Purchase Agreement: After choosing the best offer, review the purchase and sale agreement carefully before signing. Reputable companies that buy houses for cash will use straightforward agreements with no fine print or surprise fees. Make sure the closing date, sale price, and “as-is” language match what you discussed. You can even have a real estate attorney glance over the paperwork for peace of mind.
- Close Through Escrow and Title: In California, every home sale—including cash deals—goes through escrow to ensure a clean title transfer. The escrow officer handles all paperwork, coordinates signatures, and confirms funds. Reliable we buy homes companies like My House Friend work with licensed title and escrow companies across Los Angeles to ensure every transaction is handled professionally and securely.
- Get Paid: Once escrow confirms everything is complete, your proceeds are typically wired to your bank account the same day or within 24 hours. You’ll avoid realtor commissions, appraisal delays, and the stress of back-and-forth negotiations. At that point, you’ve officially sold your home for cash Los Angeles—and can move forward on your own timeline.
Documents to Gather for LA Sellers
- Property deed or title report
- Mortgage payoff statement (if applicable)
- Government-issued photo ID
- Recent utility or HOA bills
- Repair invoices or permits (if available)
- Disclosure forms required by California law
Preparing these documents early helps companies that buy houses for cash verify ownership and accelerate escrow. It can also prevent delays caused by missing paperwork, especially when dealing with older Los Angeles properties or inherited homes.
Pro Tip: My House Friend makes it even easier to sell my home for cash with a simple three-step system: (1) Share your property details, (2) Receive a fair, no-obligation cash offer, and (3) Choose your preferred closing date. It’s one of the fastest, most stress-free ways to sell your home for cash Los Angeles and walk away with certainty in just days—not months.
By following these steps, you’ll understand exactly how the cash sale process works in California and what to expect from start to finish. Working with experienced companies that buy homes for cash—especially local experts like My House Friend—lets you skip the headaches of listing, showings, and repair requests while still getting a fair price for your property.
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Alternatives to Cash Buyer Companies
While companies that buy houses for cash can be the fastest way to close, they’re not the only option for Los Angeles homeowners. Depending on your goals—whether that’s maximizing price, minimizing time, or avoiding uncertainty—you might also consider iBuyers like Opendoor and Offerpad, home trade-in programs, or traditional real estate listings. Each path has its own pros, cons, and ideal situations. Here’s how they stack up against we buy houses Los Angeles companies.
| Option | Average Time to Close | Typical Offer (vs Market Value) | Best For |
|---|---|---|---|
| We Buy Houses Companies | 7–10 Days | 70–90% | Distressed homes, inherited property, or sellers needing fast cash |
| iBuyers (Opendoor, Offerpad) | 14–30 Days | 90–95% | Move-in-ready homes in newer LA suburbs |
| Trade-In Programs | 30–45 Days | 95–100% | Sellers buying another home simultaneously |
| Traditional Listing with Agent | 45–90+ Days | 100% (minus 5–6% agent commission) | Updated homes in high-demand LA neighborhoods |
iBuyers vs cash buyers: Platforms like Opendoor and Offerpad have changed how people sell their home for cash Los Angeles—but they’re not true “as-is” buyers. They often require light repairs and charge service fees that can total 5–8% of the sale price. In contrast, companies that buy houses for cash purchase homes regardless of condition and skip fees entirely, though the offer is usually lower.
For homeowners who prefer flexibility and personal support, real estate investors Los Angeles (like My House Friend) tend to be more adaptable than corporate iBuyers. They can close around your schedule, handle inherited or tenant-occupied homes, and communicate directly—no algorithms or customer service queues involved.
When Selling for Cash Still Makes Sense
- You need to close quickly to relocate, downsize, or avoid foreclosure
- Your property needs costly repairs or updates
- You’re dealing with an inherited or tenant-occupied home
- You prefer privacy and want to skip showings, listings, and staging
Even with options like Opendoor and Offerpad, many sellers still prefer we buy houses Los Angeles investors for the speed, simplicity, and certainty of a guaranteed cash offer. When time and convenience matter most, selling for cash remains the most practical solution.
Ultimately, the right choice depends on your priorities. If you’re focused on maximizing value and can wait for the right buyer, a traditional listing may make sense. But if your goal is to sell my home for cash Los Angeles quickly and avoid repairs or agent fees, working with reputable companies that buy houses for cash will give you a faster, smoother experience from start to finish.
How to Vet Cash Buyer Companies and Avoid Scams
While there are many companies that buy homes for cash in Los Angeles, not all operate with the same integrity. Unfortunately, the rise in “we buy houses California” ads has led to some unqualified or deceptive buyers entering the market. If you’re preparing to sell my home for cash Los Angeles, it’s essential to verify that you’re working with a legitimate, trustworthy company. Here’s how to do proper due diligence before signing anything.
- Check business registration: Search the California Secretary of State and Los Angeles County business records to confirm the company is properly registered and active.
- Verify BBB accreditation: Look for BBB accredited cash buyers with A or A+ ratings. Read reviews to see how they handle communication, payments, and disputes.
- Ask for proof of funds: A legitimate buyer will show a bank statement or letter proving they can pay in full. If the name doesn’t match the company or they hesitate, it’s a major warning sign.
- Confirm licensed escrow and title: In California, all real estate transactions must go through a licensed escrow or title company. Ensure your buyer uses a reputable local firm for transparency and security.
- Request references: Ask for testimonials or contact info from recent sellers. Reputable companies that buy houses for cash won’t mind providing proof of satisfied clients.
- Review the purchase contract carefully: Watch for vague terms, assignment clauses, or unclear timelines. The best companies that buy houses for cash will clearly outline price, contingencies, and closing process.
- Check online reputation: Search for the company’s name plus “scam,” “reviews,” or “complaints” to see if others have raised red flags about their experience.
- Trust your instincts: If the offer sounds too good to be true, or you feel pressured to sign, it’s best to pause and verify before proceeding.
🚨 Red Flags to Watch For
- Unverified or altered proof of funds
- Low or missing earnest money deposit
- Buyer wants to “assign” your contract to someone else
- Pressure to sign immediately or skip escrow
- No company website, physical address, or local presence
If you encounter any of these warning signs, walk away. Only move forward with companies that buy homes for cash that are transparent, verifiable, and willing to use licensed escrow and title services in California.
Taking the time to verify your buyer protects you from potential fraud and ensures your transaction closes smoothly. Reputable we buy houses California companies like My House Friend and other trusted investors maintain open communication, verifiable proof of funds, and clear contracts—giving you peace of mind when you sell your home for cash Los Angeles.
FAQs About Selling Your Home for Cash in Los Angeles
How fast can I sell my LA home for cash?
Most companies that buy houses for cash can close in as little as 7 to 10 days once the title is clear. Experienced we buy houses Los Angeles investors like My House Friend can even complete the process faster if needed. Your timeline depends on how quickly you can provide the necessary documents and confirm escrow details.
Are cash buyer companies legitimate?
Yes, many we buy homes companies in Los Angeles are legitimate and licensed, but it’s essential to vet them carefully. Look for BBB accreditation, verifiable proof of funds, and reviews from real homeowners. Always use a licensed escrow company in California to handle funds securely.
Do I need to retrofit my home before selling for cash?
No. When you sell your home for cash Los Angeles, buyers purchase properties as-is—including homes that haven’t been seismically retrofitted or updated to current codes. Cash investors account for those costs when calculating their offer, saving you thousands in upfront repairs.
Who pays closing costs in a cash home sale?
In most cases, companies that buy houses for cash cover all standard closing costs, including escrow and title fees. That means what you agree to in the offer is typically what you’ll walk away with at closing—no agent commissions or surprise deductions.
How are cash offers calculated?
Cash buyers base their offers on a property’s market value minus the estimated cost of repairs and resale expenses. Most we buy houses Los Angeles companies offer between 70%–90% of your home’s fair market value, depending on its condition, location, and comparable sales in your area.
Can I negotiate a cash offer?
Absolutely. Even though companies that buy houses for cash move quickly, you can always ask questions or counter an offer. Transparent investors welcome discussion and may adjust their terms if you can provide recent appraisals, upgrades, or repair receipts.
Are there taxes when selling for cash?
Yes, any home sale in California—cash or otherwise—may trigger capital gains tax if you’ve earned a profit beyond your primary residence exemption. It’s best to consult a CPA or tax advisor familiar with Los Angeles home buyers and California tax laws before closing.
What documents do I need to sell my home for cash?
When working with we buy homes companies, you’ll typically need your property deed, valid ID, recent mortgage statement, and utility or HOA bills. If it’s an inherited or trust property, bring related court or probate paperwork as well.
Final Thoughts
Selling your home the traditional way can take months, involve expensive repairs, and add unnecessary stress. For many homeowners, working with trusted cash home buyers in LA offers a better alternative—one built on speed, simplicity, and certainty. Whether you’re facing a tight deadline, inheriting a property, or just want a clean, no-hassle sale, companies that buy homes for cash give you control over your timeline and peace of mind throughout the process.
From comparing offers to closing through licensed escrow, Los Angeles sellers are finding that cash buyers deliver real results. The best companies that buy houses for cash understand the local market, communicate clearly, and back up their promises with proof of funds. And when you’re looking to sell my home for cash Los Angeles quickly without compromising integrity or professionalism, there’s one name that consistently rises above the rest.
My House Friend is a leading local expert among we buy houses Los Angeles companies—known for its transparency, fair pricing, and ability to close in as little as seven days. Backed by a verified A+ BBB rating and hundreds of positive reviews, the team helps homeowners across Southern California sell your home for cash Los Angeles with confidence and ease.
When speed, certainty, and professionalism matter, choosing the right buyer makes all the difference. Partner with My House Friend—your trusted solution for a smooth, transparent, and rewarding cash sale in Los Angeles.
Want a fast, hassle-free cash sale in Los Angeles? Within this guide, My House Friend is our top pick for a trusted, local cash buyer that purchases houses as-is, delivers fair cash offers quickly, and lets you choose your closing date.
If you’re ready to move on your timeline—without repairs, showings, or financing delays—start your no-obligation cash offer below.
*Disclosure: Real Estate Skills is not a law firm, and the information contained here does not constitute legal advice. You should consult with an attorney before making any legal conclusions. The information presented here is educational in nature. All investments involve risks, and the past performance of an investment, industry, sector, and/or market does not guarantee future returns or results. Investors are responsible for any investment decision they make. Such decisions should be based on an evaluation of their financial situation, investment objectives, risk tolerance, and liquidity needs.



